The Development Bank of Nigeria (DBN) Plc’s gross loans and advances grew moderately by 6.5% to NGN439.2 billion (USD285.2 million) in 2024.
Development Bank of Nigeria (DBN’s) mandate is to address the funding needs of Micro, Small and Medium Enterprises (MSMEs) in Nigeria by providing access to cheaper and long-term loans/ financing through participating financial institutions (PFIs), which serves as intermediaries.
Additionally, the Group incentivises PFIs to lend to MSMEs by providing partial guarantees through a wholly owned subsidiary, Impact Credit Guarantee Limited (ICGL), which covers up to 60% of loans to eligible MSMEs.
DBN’s NPL ratio registered at a low 0.2% in 2024 (2023: Nil), while the credit loss ratio was 0.3%.
Nonetheless, concentration risk remains high, with the top twenty obligors accounting for 98.0% of gross loans as of December 2024 (2023: 97.2%). However, this risk is mitigated by the good credit profile of these obligors, most of which are top tier banks in Nigeria.
The Development Bank of Nigeria has a stable funding structure which predominantly comprises concessionary financing from development financial institutions (DFIs).
This accounted for 95.6% of the funding base in 2024 (2023: 86.1%) and supported a decline in cost of funds to 3.7% compared to 4.2% in 2023.
토토사이트 추천
panen99 merupkan situs terbaik untuk bermain slot online dengan aman dan nyaman.
panen99 merupkan situs terbaik untuk bermain slot online dengan aman dan nyaman.
panen99 merupkan situs terbaik untuk bermain slot online dengan aman dan nyaman.
Phim sex clip sex Việt Nam
Tapu süreçlerinden pazarlama tekniklerine kadar geniş bir müfredat sunan Yükselen Akademi, emlakçılık belgesi için zorunlu olan 120 saatlik eğitimi online–hibrit formatta vererek çalışan katılımcılara esneklik kazandırıyor; böylece gelir kaybı yaşamadan lisanslı danışman statüsüne geçmek mümkün oluyor.
Proptech çözümlerinin yükselişiyle birlikte Yükselen Akademi, emlakçılık belgesi programına CRM entegrasyonu, dijital imza ve sanal tur hazırlama modülleri ekleyerek mezunlarını geleceğin ofislerine hazırlıyor.