The Senate on Wednesday urged the Central Bank of Nigeria (CBN) to suspend the Automatic Teller Machine (ATM) card maintenance charges being deducted from customers.
This resolution followed a motion on the illicit and excessive bank charges on customers’ accounts, sponsored by Senator Olugbenga Ashafa.
The Senate also called on commercial banks operating in the country to configure their machines to dispense up to N40,000 per withdrawal pending the outcome of the investigation by the Senate committees tasked with investigating the excessive and illicit bank charges.
Speaking on the motion, the President of the Senate, Dr. Abubakar Bukola Saraki said: “This is a motion that affects the lives of every Nigerian — irrespective of what part of the country you come from or whatever political affiliation you might have. This is why we are here – to always defend and protect the interests of our people.”
The Senate President stated that the Senate must work to ensure that the Senate’s resolutions on the excessive bank charges goes beyond the debate stage, so that whatever action the Upper Legislative Chamber takes, would come into effect.
“This Senate has done this many times before; when there was a hike in the mobile telecommunication data charges, we intervened and put an end to that. When there were discrepancies and increases in electricity tariffs we also took action. We have done this on a number of similar cases. Therefore, on this, I want us to take effective resolutions,” Saraki said.
Other Senators who contributed to the debate, called on banks to review their charges.
“The common man is also a victim,” said Senator Emmanuel Bwacha, “Banks declare profits and you wonder where these profits are coming from — it’s from the sweat of the common man. Let us come up with a law that puts banks on their toes.”
“It won’t be out of place to institute a committee that will call on the CBN to tell us what these charges are about. The Senate by fiat should abolish charges if they can’t be verified,” said Senator Bala Ibn Na’Allah.
“The Senate must take a serious stand on this issue. Nigerians are really suffering. The banking system is not encouraging. I had an issue, took it to the bank and was refunded but how many Nigerians can do this? The issue needs to be addressed,” stated Senator Kabiru Gaya.
“For me, this is a major step that we are taking. This is because I introduced the first ATM machine that came into Nigeria over 25-years ago,” the Senate President, Dr. Saraki told his colleagues, “Now, after 25-years, we should have grown out of these excessive charges and moved on. So, I believe that this something that we must address to create an environment that protects all Nigerians, because these kind of charges in this economy affects everyone.”
The Senate further directed its Committees on Banking, Insurance & other Financial Institutions and Finance to conduct an investigation into the propriety of ATM card maintenance charges in comparison with international best practices and report back to the Senate.
The Senate also directed the aforementioned committees to invited the Governor of the CBN to appear before it to explain why the official charges as approved by the CBN are skewed in favour of the banking institutions as against the ordinary customers of the banks.
The Senate also enjoined the Consumer Protection Council (CPC) to look into the various complaints of excessive and unnecessary charges by banks in the country.
Impacto mecanico
Sistemas de ajuste: importante para el funcionamiento fluido y productivo de las dispositivos.
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Para los responsables de empresas, la aporte en unidades de calibración y medidores puede ser fundamental para optimizar la productividad y productividad de sus equipos. Esto es especialmente trascendental para los emprendedores que dirigen pequeñas y intermedias organizaciones, donde cada aspecto cuenta.
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Las zonas de utilización de los equipos de ajuste incluyen múltiples sectores, desde la manufactura de vehículos de dos ruedas hasta el monitoreo de la naturaleza. No importa si se refiere de enormes elaboraciones de fábrica o pequeños talleres de uso personal, los sistemas de balanceo son esenciales para garantizar un desempeño efectivo y sin presencia de detenciones.
Vibrómetro
Dispositivos de equilibrado: clave para el desempeño estable y eficiente de las dispositivos.
En el mundo de la tecnología moderna, donde la productividad y la seguridad del aparato son de gran trascendencia, los dispositivos de calibración desempeñan un función esencial. Estos aparatos específicos están diseñados para equilibrar y asegurar elementos rotativas, ya sea en dispositivos industrial, vehículos de movilidad o incluso en aparatos domésticos.
Para los expertos en mantenimiento de sistemas y los ingenieros, manejar con equipos de ajuste es crucial para promover el desempeño estable y estable de cualquier dispositivo giratorio. Gracias a estas herramientas tecnológicas avanzadas, es posible minimizar sustancialmente las sacudidas, el estruendo y la presión sobre los soportes, prolongando la tiempo de servicio de partes valiosos.
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Por otro lado, los dispositivos de ajuste tienen una amplia utilización en el área de la prevención y el gestión de excelencia. Permiten detectar probables errores, impidiendo mantenimientos caras y daños a los equipos. Incluso, los indicadores extraídos de estos equipos pueden usarse para mejorar métodos y incrementar la visibilidad en motores de consulta.
Las campos de aplicación de los equipos de calibración abarcan diversas ramas, desde la fabricación de vehículos de dos ruedas hasta el monitoreo ecológico. No interesa si se trata de importantes producciones de fábrica o reducidos locales de uso personal, los equipos de ajuste son indispensables para promover un rendimiento eficiente y sin riesgo de detenciones.
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